Buying with Affirm is simple
1. Fill your cart
2. Choose how you pay
3. Pay over time
Say yes with confidence
When you buy with Affirm, you always know exactly what you’ll owe and when you’ll be done paying. You’ll never pay a hidden fee – or any fee, for that matter.
Never pay more than the price of your purchase. Affirm tells you up front the total amount you’ll pay. That number will never go up.
You choose the payment schedule that work for you
Affirm won’t charge you late fees or penalties of any kind, ever.
Rates from 0 – 36% APR based on credit, and is subject to an eligibility check. Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required.
Yes! There's no penalty for paying early.
You can make or schedule payments at affirm.com or in the Affirm app for the iOS or Android. Affirm will send you an email and text reminders before payments are due.
Yes-you can return an item you bought with Affirm by initiating the return process with the store.
No - your credit score won't be affected when you create an Affirm account your eligibility. If you decide to buy with Affirm, this may impact your credit score. You can find more information in the Affirms Help Center.
Yes, you'll need a mobile phone number from the U.S or the U.S territories. This helps Affirm verify it's really you who is creating your account and signing in.
You can visit their website at affirm.com